Pre-planning your funeral in Walterboro, SC may seem like an unusual or morbid process, but it is more common than you think. When you plan your funeral in advance, you and your loved ones can enjoy several benefits to this process. Here’s what you need to know as you consider pre-planning your funeral.
It’s a popular option
Pre-planning your funeral is a growing trend. Funeral directors regularly work with people who want to plan their funeral in advance in Walterboro, SC, so you should not feel unusual or awkward about asking for options to plan your funeral ahead of time.
Familiarize yourself with pre-need plans
A pre-need plan pays for funeral and burial costs now, so they are already taken care of when it is time for your funeral. Essentially, this is like an insurance policy, so you lock in the prices that the funeral home is charging today by paying in advance. Additionally, since these things are paid for already, your loved ones will not bear the burden of these expenses after your death.
Understand the risk
Keep in mind that many things could happen between the time you plan your funeral in advance in Walterboro, SC and your actual funeral. For example, in an extreme case, the funeral home may go out of business.
Because of this, the money you pay for your funeral expenses is placed in a trust, which is governed by state laws. The money is invested rather than held by the funeral home directly. This allows you to transfer your pre-plan policy if you want or need to, and allows your money to grow over time. Be sure to check the terms of your pre-plan policy to confirm these options.
It’s not life insurance
It’s also important to keep in mind that pre-planning your funeral in Walterboro, SC is not a form of life insurance. The money you put aside for funeral expenses will cover your memorial service and burial costs. It is not designed to provide for additional needs of any loved ones you leave behind.
Your needs are unique
Pre-planning your funeral in Walterboro, SC is typically for older adults. It can be helpful for those who wish to plan for their funeral in advance so their loved ones have fewer concerns and costs after their passing. However, it’s important to choose the options that are best for you and your loved ones. Consult with a funeral director in your area to discuss your options and determine if pre-planning your funeral is right for you.
Pre-plan your monument
If you decide that pre-planning your funeral in Walterboro, SC is a good option for your needs, consider pre-planning your monument as well. Contact Steedley Monument Works to view our indoor showroom and outdoor displays. We use numerous methods such as laser etching, shape carving and sand blasting, and we offer all types of granite and marble for your personalized monument. Reach us today at 843-538-8103 to arrange a consultation to discuss your many options.